Posted July 25, 2022 | By: John Maman

In the ever-changing market we find ourselves in, there’s never been a better time to finance your inputs. Nutrien Financial can create a financing plan for your seed, chemicals (or crop protection) and fertilizer purchases that works specifically for your operation. We provide flexible terms and custom payment dates to enhance your cash flow and increase your profitability. Here are a few reasons you should consider financing: 

1. Prepare for market volatility

There’s no way around it—we’re living in a volatile market. With inflation increasing and talks of a recession, it's an unpredictable time. With Nutrien Financial, you can ride the ups and downs of the market without worrying about your input purchases. We’ll work to create a customized payment plan that works for you regardless of market conditions.

2. Avoid rising interest rates 

Speaking of the market, how about these interest rate increases? One huge benefit to financing with us is our rates are NOT based on the prime rate. That means they won’t increase when the Federal Reserve increases interest rates, and there won’t be any surprises when payments are due. When you partner with us, you don’t have to worry about fluctuating interest expense because we’ll set you up with a low fixed rate that won't change. You can make your entire purchase with little to no interest.

3. Take supply chain challenges into account

We’re all living amid global supply challenges, but when you order and purchase your crop inputs with Nutrien Ag Solutions, you can be sure they’re doing everything they possibly can to get you the right products at the right time. Nutrien Ag Solutions is the world’s largest provider of crop inputs, so even if they have to pivot to another product or find an alternative solution for you, they have the best resources available to help. Working with Nutrien Financial and Nutrien Ag Solutions can help you pair the best payment solutions with industry-leading experts who can help you navigate supply chain issues if they arise.

4. Facilitate growth

If you have the opportunity to buy another piece of land to expand your operation, you want to be able to act. Nutrien Financial can help you leverage these opportunities by opening a line of credit for your input purchases. Keep your hard-earned cash on hand so you can use your operating budget for daily operations and to update and expand your farm.

5. Plan for the unexpected

Farmers are experts when it comes to anticipating unforeseen events. From weather and market pressures to equipment breakdowns, we know you are resilient in the face of obstacles. While you can’t control things like the weather, you can control the amount of capital you have to deal with emergencies—weather or otherwise. If you finance with Nutrien Financial, you can preserve cash flow to use in case of emergencies so you can adapt when you need to.

Freeing up your cash flow and having more cash on-hand provides a lot of opportunities in tough markets so you can continue pushing forward. When you partner with Nutrien Financial to finance your inputs, it’s one less thing to worry about. You can take that concern off the table and feel confident as you plan your operation for years to come.

Get ahead of the rush and apply for credit with Nutrien Financial at www.nutrienfinancial.com, so you’ll be ready for payment solutions as you begin planning with your crop consultant.

John Maman is Director of Sales and Marketing for Nutrien Financial. He has over a decade of experience in agriculture input lending.

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